Terms of use

Optifinance, Intermediação de Crédito, Lda is a company that provides consultancy and insurance mediation services in the Life and Non-Life Branches, authorized and registered with the ASF under the number 414412259.

The content of this website is made available for the purpose of providing general information on the services provided by Optifinance and may not in any way be construed as an offer to provide services.

Optifinance excludes its liability for any damages that may occur in connection with the information contained on this website. The purpose of this website is to provide information and it is not guaranteed that the content will be permanently updated. Optifinance authorizes the downloading and temporary storage of the content of this website for viewing purposes only. Reproduction, permanent storage or retransmission of the content of this website is expressly prohibited without the prior written consent of Optifinance.

All rights (in particular with regard to intellectual property rights) relating to this website are the exclusive property of Optifinance.

By using this website, the collection and use of your information is carried out under the terms and conditions set out in the Cookies Policy, as well as in the Privacy Policy (thus giving your agreement to both). We reserve the right to change the terms and conditions of use of this website (including the Privacy Policy or the Cookies Policy) at any time. Such changes will be posted on this website.

Our Cookie (and Privacy) Policy explains how we will treat any type of information you provide us with when browsing this website, as applicable.

Cookies are small text files that a website installs on your computer/device through which you browse when you access it (the “Cookies“). Cookies allow the website to remember your browsing actions and preferences for a certain period of time and are therefore used by us to process and manage your requests in the most efficient way, as well as to develop and improve our services and the operation of this website.

Please note that, in general, Cookies do not include details that can be used to identify you, only the computer/device you are using. If, for any reason, personal data is processed through Cookies, it will be processed in accordance with our Privacy Policy, which you should consult.

Cookies used

This website installs cookies for the sole purpose of enabling or optimizing the functionalities offered and improving the user’s browsing experience. In addition to these functionality and session cookies, analytical cookies are installed by tools managed by third parties to monitor the quality of the user experience when consulting this website.

The Cookies we usually use, as well as their main characteristics (such as their function) are:

Strictly Necessary and Functionality Cookies

These are cookies installed with the aim of enabling or optimizing the functionalities offered by the website and improving the user’s browsing experience.

Analytical Cookies

These are cookies installed by tools managed by third parties (Google Analytics, Google TagManager, etc.) to monitor the quality of the user experience when browsing this website.

Third-party cookies

Facebook, YouTube, Vimeo, AddThis, Google Maps and other tools managed by third parties may install cookies for the purposes of sharing content on social networks or drawing up consultation statistics. The presence, number and status of these cookies may depend on how you use the platforms in question before or during a visit to this website. It is useful to check the cookie management policy of these social networks on their websites. We sometimes use third-party web services to display content within our website, for example to show images or videos or to conduct surveys. As with sharing buttons for social networks, we cannot prevent these external websites or domains from collecting information about your use of this embedded content.

Cookie control

The authorization to use Cookies granted by the user may be deactivated at any time, partially or totally, notwithstanding the fact that this may affect some of the functionalities of the websites visited (in particular, this website).

How you do this depends on the web browser you use (the “Browser”), so please consult the “Help” function of your Browser. For example:

• • If you use Microsoft Internet Explorer, in the menu option tools > internet options > privacy > configuration.

• • If you use Firefox, in the menu option tools > options > privacy > cookies.

• • If you use Chrome, in the options section > advanced options > privacy.

Thus, the Browser allows you to exercise some control over Cookies through its settings, and most Browsers allow you to block Cookies or block Cookies from specific websites or browse in private mode.

We would also like to point out that if you authorize the use of Cookies, they may remain on your computer/device for a long period of time, so please note that you can delete them at any time. By way of example, browsers can help you delete cookies when you close this website. However, if you delete them, you should note that this means that any opt-outs or preferences set on the website may be lost.

Google Analytics opt-out browser

To give visitors more choice about how their data is collected by Google Analytics, Google has developed the Google Analytics Opt-out Browser Add-on. The Google Analytics Browser Opt-out extra does not prevent information from being sent to the website itself or to other web analytics services. Find out more about the Google Analytics Brower Opt-out Add-on.