{"id":1487,"date":"2025-07-09T11:53:58","date_gmt":"2025-07-09T11:53:58","guid":{"rendered":"https:\/\/www.optifinance.pt\/young-housing-loans\/"},"modified":"2026-03-18T15:14:04","modified_gmt":"2026-03-18T15:14:04","slug":"young-housing-loans","status":"publish","type":"page","link":"https:\/\/www.optifinance.pt\/en\/young-housing-loans\/","title":{"rendered":"Young Housing Loans"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1487\" class=\"elementor elementor-1487 elementor-1476\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4ee06da elementor-section-boxed elementor-section-height-default elementor-section-height-default jltma-glass-effect-no elementor-invisible\" data-id=\"4ee06da\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-632da0b jltma-glass-effect-no elementor-invisible\" data-id=\"632da0b\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d1f2604 elementor-hidden-desktop elementor-hidden-tablet jltma-glass-effect-no elementor-widget elementor-widget-image\" data-id=\"d1f2604\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"500\" height=\"334\" src=\"https:\/\/www.optifinance.pt\/wp-content\/uploads\/2025\/10\/shutterstock_1891942579-1.jpg\" class=\"attachment-large size-large wp-image-1663\" alt=\"\" srcset=\"https:\/\/www.optifinance.pt\/wp-content\/uploads\/2025\/10\/shutterstock_1891942579-1.jpg 500w, https:\/\/www.optifinance.pt\/wp-content\/uploads\/2025\/10\/shutterstock_1891942579-1-300x200.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5738f3 jltma-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"b5738f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Youth Housing Credit: Materialize the Dream of Homeownership with the Support of Optifinance <br><span style=\"color:#008576\"><\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-264faf0 jltma-glass-effect-no elementor-widget elementor-widget-spacer\" data-id=\"264faf0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26d925e elementor-widget__width-initial jltma-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"26d925e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you&#8217;re up to <strong>35 years old<\/strong>, now is the perfect time to take the first step towards buying your own home. With the new <strong>state support measures for 2025\/2026<\/strong>, young people benefit from unique conditions: <\/p><p><strong style=\"background-color: transparent; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; text-align: var(--bs-body-text-align);\"><img decoding=\"async\" class=\"wp-image-615 alignleft\" src=\"https:\/\/www.optifinance.pt\/wp-content\/uploads\/2023\/05\/house-exp01.svg\" alt=\"\" width=\"26\" height=\"28\"><strong style=\"background-color: transparent; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; text-align: var(--bs-body-text-align);\">State guarantee for financing up to 100%<\/strong><span style=\"background-color: transparent; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); text-align: var(--bs-body-text-align);\"> (for properties up to <\/span><strong style=\"background-color: transparent; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; text-align: var(--bs-body-text-align);\">450.000\u20ac<\/strong><span style=\"background-color: transparent; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); text-align: var(--bs-body-text-align);\">)<\/span><\/strong><\/p><p><img decoding=\"async\" class=\"wp-image-615 alignleft\" src=\"https:\/\/www.optifinance.pt\/wp-content\/uploads\/2023\/05\/house-exp01.svg\" alt=\"\" width=\"26\" height=\"28\"><\/p><p><strong style=\"background-color: transparent; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; text-align: var(--bs-body-text-align);\">Ise<\/strong><strong style=\"background-color: transparent; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; text-align: var(--bs-body-text-align);\">ntion of IMT and Stamp Duty<\/strong><span style=\"background-color: transparent; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); text-align: var(--bs-body-text-align);\"> (for properties up to <\/span><strong style=\"background-color: transparent; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; text-align: var(--bs-body-text-align);\">324.058\u20ac<\/strong><span style=\"background-color: transparent; color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); text-align: var(--bs-body-text-align);\">)<\/span><\/p><p>At <strong>Optifinance<\/strong>, we help you make the most of this support &#8211; with <strong>a totally personalized service<\/strong> focused on your needs and goals.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-90e5c60 jltma-glass-effect-no elementor-widget elementor-widget-spacer\" data-id=\"90e5c60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-482c3cc jltma-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"482c3cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><p><strong>Why choose Optifinance for your Youth Loan?<\/strong><\/p><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11c4ed4 jltma-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"11c4ed4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Proven experience:<\/strong> We have years of experience supporting young clients and we closely monitor changes in state support measures and banking criteria.<\/li><\/ul><ul><li><strong>Personalized support:<\/strong> A dedicated consultant will accompany you from the first contact to the deed, explaining every step of the process and ensuring that all conditions are met.<\/li><\/ul><ul><li><strong>Speed and proximity:<\/strong> We know that time is of the essence &#8211; that&#8217;s why we guarantee <strong>fast response times<\/strong>, constant contact and all documentation handled with maximum efficiency.<\/li><\/ul><ul><li><strong>Access to the best conditions on the market:<\/strong> We work with all the main banks and know which solution is best for your profile and the property you want to buy.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fdde6aa jltma-glass-effect-no elementor-widget elementor-widget-spacer\" data-id=\"fdde6aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c27134f jltma-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"c27134f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><p><strong>Ready to take the next step?<\/strong><span style=\"color: var( --e-global-color-primary );font-family: var( --e-global-typography-primary-font-family ), Sans-serif;font-size: 1.75rem;font-weight: var( --e-global-typography-primary-font-weight );text-align: var(--bs-body-text-align)\"><\/span><\/p><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-352841e jltma-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"352841e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">At Optifinance, we'll help you conquer your home with confidence, security and all the advantages you're entitled to.<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e1d245 jltma-glass-effect-no elementor-widget elementor-widget-spacer\" data-id=\"6e1d245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b483b8 elementor-align-left jltma-glass-effect-no elementor-invisible elementor-widget elementor-widget-button\" data-id=\"1b483b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.optifinance.pt\/en\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Layer_2_00000112613063140906066600000017405903199585062333_\" x=\"0px\" y=\"0px\" viewBox=\"0 0 14.8 16.2\" style=\"enable-background:new 0 0 14.8 16.2;\" xml:space=\"preserve\"><style type=\"text\/css\">\t.st0{fill:#FFFFFF;}<\/style><g id=\"Layer_1-2\">\t<path class=\"st0\" d=\"M0.1,3.9C0,6.9,0,9.8,0.1,12.8c0,0.4,0,0.7,0.1,1c0,0.5,0.1,1,0.4,1.5c0.2,0.6,0.7,0.8,1.2,0.8h0   c0.3,0,0.6,0,0.8-0.1c0.7-0.2,1.4-0.5,2.2-0.9c1.9-1,3.8-2.1,5.8-3.3c1-0.6,2-1.2,3-1.9c0.4-0.3,0.8-0.6,1-1   c0.2-0.4,0.3-0.7,0.2-1.1c-0.1-0.4-0.3-0.7-0.4-0.8c-0.4-0.5-0.9-0.9-1.6-1.3c-1.2-0.7-2.5-1.5-3.8-2.3C7.5,2.5,6,1.7,4.3,0.8   C3.7,0.5,2.9,0.1,2,0C1.4-0.1,1,0.2,0.7,0.6C0.4,1,0.3,1.5,0.2,2.1C0.2,2.6,0.1,3.3,0.1,3.9\"><\/path><\/g><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ea166e3 jltma-glass-effect-no\" data-id=\"ea166e3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-26b0aa4 elementor-hidden-mobile elementor-widget__width-initial jltma-glass-effect-no elementor-widget elementor-widget-image\" data-id=\"26b0aa4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div 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With the new state support measures for 2025\/2026, young people benefit from unique conditions: State guarantee for financing up to [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-1487","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Young Housing Loans - optifinance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.optifinance.pt\/en\/young-housing-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Young Housing Loans - optifinance\" \/>\n<meta property=\"og:description\" content=\"Youth Housing Credit: Materialize the Dream of Homeownership with the Support of Optifinance If you&#8217;re up to 35 years old, now is the perfect time to take the first step towards buying your own home. 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