{"id":1179,"date":"2023-03-27T12:09:26","date_gmt":"2023-03-27T12:09:26","guid":{"rendered":"https:\/\/www.optifinance.pt\/privacy-policy\/"},"modified":"2025-02-20T18:16:44","modified_gmt":"2025-02-20T18:16:44","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/www.optifinance.pt\/en\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t1. Personal details<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

Personal data means any information, of any nature and regardless of its medium, relating to an identified or identifiable natural person.<\/p>\n

Please note that an identifiable natural person is one who can be identified, directly or indirectly, in particular by reference to an identifier such as a name, an identification number, location data, an electronic identifier or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity of that natural person.<\/p>\n

The following personal data may be collected through this website, depending on the purpose mentioned below: (i) name, (ii) date of birth, (iii) tax identification number (iv) contact details (telephone and email), (v) company represented and (vi) information necessary and relevant to the assessment and preparation of insurance proposals by Optifinance. <\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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The entity responsible for collecting and processing Personal Data for the purposes set out below is Optifinance – Media\u00e7\u00e3o de Seguros Lda, legal person number 513 175 733, with registered offices at Rua Esp\u00edrito Santo, n\u00ba11, 1\u00ba Dto., 1200-790 Lisboa, Portugal.<\/p>\n

If you feel that any of the information contained in this Privacy Policy is not clear and transparent, or for any other reason that you consider pertinent, you may contact us at the following email address info@Optifinance.pt .<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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The collection and processing of Personal Data on the website is intended to (i) send, upon request by the user, service proposals, insurance proposals and\/or quotations (as well as information regarding Optifinance products and\/or services) (collectively, the “Purposes”), whereby the completion of the form corresponding to each of the Purposes corresponds to the express prior consent to the processing of the Personal Data provided.<\/p>\n

If the user expressly consents in advance to the processing of his or her Personal Data (which consent may be withdrawn at any time – see paragraph 5 below), Optifinance undertakes to process the Personal Data to the extent and for as long as necessary to fulfill the Purposes.<\/p>\n

In this sense, Optifinance does not request or encourage the sending of personal data relating to philosophical or political beliefs, party or trade union membership, religious faith, private life and racial or ethnic origin, or the processing of data relating to health and sex life, including genetic data, and therefore, if you provide them to Optifinance, Optifinance cannot be held responsible for their processing under the Privacy Policy.<\/p>\n

Without prejudice to other forms of contact with Optifinance, failure by the user to provide Personal Data will prevent Optifinance from considering it for the purposes of sending proposals and\/or quotes or other information, depending on the applicable situation.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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The period of time during which Personal Data is stored and retained varies according to the Purposes.<\/p>\n

The Personal Data processed for the purpose of sending service and insurance proposals and\/or quotes or information regarding Optifinance products and\/or services will be kept for a period of 1 (one) year after the last contact with the holder of the Personal Data, without prejudice to the possibility of longer periods when the situation justifies it (and proportional to such situation), namely to safeguard Optifinance’s rights.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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The user is guaranteed, at any time, the right to access their Personal Data, as well as its rectification, erasure, portability, limitation and\/or opposition to processing – in this sense, you can exercise any of these rights by writing to Optifinance, using the address of the head office or through the following email info@Optifinance.pt.<\/p>\n

Without prejudice to the above, the user will always have the right to lodge any complaints they wish with the competent authority.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t6. Security in the Processing of Personal Data<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

Personal Data will be processed and stored in computerized form and on paper.<\/p>\n

Optifinance is committed to guaranteeing the security and protection of the Personal Data you send us via the website, and has adopted the appropriate technical and organizational measures to this end, namely: (i) password protection, (ii) use of digital certifications, (iii) restrictions on physical entry to the locations where the servers storing the Personal Data are located. (iv) firewalls, (v) secure communication via https protocol. Optifinance informs you that these security measures are reviewed and updated according to the needs and state of the art in these matters. <\/em><\/p>\n

If, for any reason, there is a breach of security that accidentally or unlawfully results in the unauthorized destruction, loss, alteration, disclosure of or access to Personal Data, Optifinance will notify the competent authorities without undue delay and, where possible, within 72 hours of becoming aware of it and in accordance with the applicable legislation. Likewise, Optifinance will communicate the breach of Personal Data to the respective holder of the Personal Data, under the terms of the applicable legislation. <\/p>\n

Notwithstanding the security measures adopted by Optifinance, we would like to warn users that they should adopt additional security measures, namely ensuring that they have an active firewall and up-to-date anti-virus and anti-spyware software.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t7. Communication of Personal Data to Third Parties<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

Optifinance, in the course of its business, may use third parties to provide certain services. These third parties may be located inside or outside the European Union. Sometimes, the provision of these services implies access by these entities to users’ personal data. <\/p>\n

When this happens, Optifinance takes the appropriate measures to ensure that the entities that have access to the Personal Data are reputable and offer high guarantees at this level, which will be duly enshrined and safeguarded in a written contract between Optifinance and the third party(ies).<\/p>\n

Thus, any entity subcontracted by Optifinance will process users’ Personal Data in the name and on behalf of Optifinance, under the obligation to adopt the necessary technical and organizational measures in order to protect Personal Data against accidental or unlawful destruction, accidental loss, alteration, dissemination or unauthorized access and against any other form of unlawful processing.<\/p>\n

In any case, Optifinance remains responsible for the processing of Personal Data.<\/p>\n

When necessary in the context of Optifinance’s contracting of third parties, Personal Data may be transferred outside the European Union, under the terms and conditions permitted by the applicable legislation.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t8. Access to third-party websites<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

The Privacy Policy does not apply to third-party websites, so if you visit another website from this one you should always read the privacy policy of that website and check that you agree with its terms before providing your data.<\/p>\n

Optifinance is not responsible for the privacy policy or the content of third-party websites.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t9. Changes to the Privacy Policy<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t

Optifinance reserves the right to make adjustments or changes to this Privacy Policy at any time, and such changes will be duly published on this website. The version published on this website is the one currently in force. <\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

1. Personal details Personal data means any information, of any nature and regardless of its medium, relating to an identified or identifiable natural person. 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